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Microsoft dropping MS Points, switching to the real thing?

According to many rumors, Microsoft is strongly considering dropping their virtual currency in favor of cold hard cash (or debit cards or whatever).  Transactions on the marketplace would be conducted in each countries given currency, instead of forcing people to buy Points first.  Many services on Xbox Live have already made the switch, like new movies, music and Games on Demand.  However, the vast majority of items on the service still require MS Points.  For now, all Microsoft will say is: “We do not comment on rumors or speculation.”  How do you feel about this?